Can I Use My FSA/HSA for

Contact Lenses?

Glasses?

Prescription Sunglasses?

Can I Use My FSA/HSA for in Bellflower

Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) for Eye Care

What is an FSA/HSA? 

These are general terms for types of flexible accounts where a sum of money is automatically deducted from each paycheck that can be used to pay for health care items that aren't covered by insurance. The advantage of these accounts is that the sum isn't taxed, so you get more for your money. The amount is usually predetermined by you.

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Can I use my FSA/HSA to purchase glasses?

You can use your account card to purchase different types of eye care products. While there are many different FSA/HSA programs, vision care items that are typically covered include:

  • The cost of eye examinations
  • Copayments and deductibles
  • Prescription glasses and sunglasses
  • Reading glasses
  • Eye drops
  • Contact lenses
  • Saline solution
  • Some programs allow the sum to be used for more expensive eye surgeries

If you do not have a "flex" card, you may have to pay the cost upfront and then apply for reimbursement from your program. To find out more about the specific benefits and policies of your FSA/HSA, speak with your provider.

What is the difference between an FSA and an HSA?

What is the difference between an FSA and an HSA?

The disadvantage of Flexible Saving Accounts is that the sum doesn't usually carry over into the new year, so you want to make sure that you spend the money you have saved each year. If you don't use it by a certain deadline you will lose it!

The advantage of Health Saving Accounts is that the money usually carries over, which allows you to accumulate money to purchase more expensive items and services.

Common Questions

Prescription eye drops are reimbursable through a flexible spending account (FSA) and health savings account (HSA). The Affordable Care Act (ACA) has regulations that rule out coverage for any medication that is not accompanied with a prescription, as such most over-the- counter eye drops (OTC) such as eye drops for red eye, OTC drops for eye allergies, and artificial tears are not eligible for reimbursement unless accompanied by a prescription. It should be noted that reimbursement for eye treatment medications cannot be claimed with a dependent care flexible spending account (DCFSA).
Can I Use My FSA/HSA for
Dr. Ikeda cartoon

Summary

An FSA/HSA is an excellent way to save money on health care needs that often aren't covered by medical insurance. Speak with an HSA/FSA provider to find out which programs are available in your place of employment, and to determine which type of account is most suitable for your health care needs.

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Testimonials


I haven't actually used the optometrist side, so my review is limited to the vision therapy offered.  This office was recommended by my occupational therapist for the treatment of my double vision following a stroke.


Claire A.

Love this location. I had a brain injury accident from day one one. All the team make you feel you still important and hope in the horizon after when the medical system fell you miserably. Dr. Ikeda very professional and very understanding about your issue. Two tombs up.


Jim K.

My husband and I were immediately impressed with Dr Ikeda. I was hit by a car while cycling which caused broken bones and three brain injuries. The brain injuries caused double vision. Dr. Ikeda examined my eyes and got me started on vision therapy with his occupational therapist who specializes in vision therapy.  She (Chris) is absolutely great.  I am impressed with the array of tools used to help recover my binocular vision.  I am doing things I never thought were possible (balance boards etc).  Chris pushes me and keeps me motivated. I really enjoy my sessions with her.  The office staff is always friendly and they have a wonderful appointment reminder tool that makes it easy to keep my calendar up to date. I am happy the rehab center at Little Co. of Mary recommended them!!


Teresa S.

The Vision Therapy is handled in a separate office through a different door from the shared waiting room. Chris, the vision therapist, has a wide and varied assortment of tools, equipment and resources to best evaluate and treat most vision issues. After just a few visits, my double vision became easier to control, using exercises developed during the therapy process. It was time well-spent.


Joe M.

I have been coming here since I can remember. I love it here. The staff is so amazing and nice. They explain everything they gonna do and never make you feel rushed. Dr. Ikeda has always been my doctor and I would never want another one. He is the doctor for my whole family and is always asking how everyone is doing. I am also so crazy about picking out my frames and have to try so many and each person who helps me take the time and lets me try them all on. I would never want to go anywhere else! I definitely would recommend this office to anyone looking for a great eye doctor.


Kayla W.

This is not for the eye exam but for the frames selection portion. I brought my prescription from Kaiser here with my VSP insurance. The reception staff was very polite and professional.  Manny helped me to pick out frames and explain my coverage.  Very helpful and patient not like the individual at the other place I rated here on Yelp.  I was running late and he still helped me and was not bothered at all.  I am so glad I came here ..........very pleased.

Very professional staff and pleasant.


Daniel G.
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